Broken Arrow City Council
Meeting of: December 5, 2023
Title:
title
Notification of Ameritas Dental Plan offering for eligible employees covered under the Collective Bargaining Agreement between the City of Broken Arrow and FOP Lodge No. 170
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Background:
Upon review by the Insurance Advisory Committee and staff (the parties), the parties had reviewed alternatives to the Delta Dental network and various plan structures being offered for calendar year 2023. In October, City Council approved a new contract with Ameritas Dental to provide employees with two cost-effective dental options. The parties elected a dual-option alternative from Ameritas which included an option of selecting a high or a low plan dependent upon the needs of the insured.
The high plan offers:
* $25 calendar year per individual deductible
* $2500 maximum benefit per benefit year
* 100% routing cleanings and exams twice per year
* Diagnostic & preventative services paid at 80%
* Basic restorative services paid at 80%
* Major restorative services paid at 80%
* Implants paid at 80%
* Orthodontia services paid at 80%
The parties understand there are alternatives to dental care which are less expensive due to the necessities of oral and orthodontia care. As such, the parties also wanted to provide an alternative low-plan which offers many of the same services as the high-plan with the following differences:
* $1000 maximum benefit per benefit year
* No covered orthodontia services
To ensure compliance with the collective bargaining agreement between the City and FOP Lodge No. 170, the city is eliminating the employee (only) FOP low plan option. If an FOP covered member chooses employee only coverage for dental, they will receive the high plan. The contract language states, "Effective January 1, 2007 all bargaining unit members shall pay $25 per month for employee health, dental and life insurance".
If an employee elects to cover dependents on the dental plan, they will still be provid...
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