Broken Arrow City Council
Meeting of: June 15, 2026
Title:
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Approval of and authorization to execute the purchase of ACE Municipal Advantage Public Entity Liability coverage with limits of $2,000,000 per claim/$2,000,000 aggregate through ACE American Insurance Company (Chubb) effective July 1, 2026
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Background:
The City seeks to obtain Public Officials Liability and Employment Practices Liability insurance to protect the City, elected officials, appointed officials, and employees against claims arising from the performance of governmental duties and employment-related actions.
This coverage provides protection against claims alleging wrongful acts, errors, omissions, mismanagement, employment-related claims, and other liabilities that may arise in the course of municipal operations. The policy also includes access to Employment Practices Liability (EPL) Risk Management Services, which provides legal resources, employment law updates, policy templates, training opportunities, and access to employment law experts at no additional cost.
Given the increasing costs associated with litigation, settlements, and defense expenses involving municipalities, the additional coverage provides a greater level of financial protection for the City and its taxpayers. The higher limits also better position the City to respond to significant claims that may exceed the lower coverage threshold.
Insured Persons means the following, but only to the extent such persons are acting solely in their capacities as legally authorized representatives of the Public Entity: 1. all persons who were, now are or shall be lawfully elected or duly appointed officials or Employees; 2. commissions, boards, or other units, and members and Employees thereof, operated by and under the jurisdiction of such Public Entity and within an apportionment of the total operating budget indicated in the application for this Policy; 3. volunteers acting for or on behalf of, and at the written request an...
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