Broken Arrow City Council
Meeting of: September 16, 2026
Title:
title
Approval of and authorization to execute necessary documents with VSP to provide fully insured services for employee vision benefits to be effective January 1, 2026
End
Background:
The City currently provides vision benefits under a fully insured program through Ameritas, utilizing the VSP network. The City’s broker for health insurance services has gone to market to solicit proposals for employee vision insurance for calendar year 2026 due to the proposed increase by Ameritas for calendar year 2026.
Upon review by the Insurance Advisory Committee and staff (the parties), the parties were interested in reviewing alternatives to Ameritas due to their proposed renewal increases. To ensure we are providing employees and the City with cost-effective options, the parties reviewed options from VSP and Ameritas for vision insurance coverage.
A full-service contract with VSP did come in lower than the renewal with Ameritas resulting in the parties recommending moving to VSP for fully insured vision services. Employees pay 100% of the vision insurance premiums. The new rates and percent change of premiums are noted herein:
|
Ameritas Current/Renewal |
VSP |
|
|
Full Service |
Second Pair Rider |
Full Service |
Second Pair Rider |
|
|
Current |
Renewal |
% Change |
Current |
Renewal |
% Change |
Proposed |
% Change |
Proposed |
% Change |
|
EE Only |
$12.32 |
$17.12 |
38.96% |
$16.36 |
$22.72 |
38.88% |
$9.81 |
-20.37% |
$14.57 |
-10.94% |
|
EE + Spouse |
$17.84 |
$24.80 |
39.01% |
$23.72 |
$32.96 |
38.95% |
$19.61 |
9.92% |
$29.13 |
22.81% |
|
EE + Child(ren) |
$19.08 |
$26.52 |
38.99% |
$25.24 |
$35.04 |
38.83% |
$20.99 |
10.01% |
$31.17 |
23.49% |
|
EE + Family |
$30.44 |
$42.32 |
39.03% |
$40.36 |
$56.08 |
38.95% |
$33.54 |
10.18% |
$49.81 |
23.41% |
The Insurance Advisory Committee and staff recommend approval of VSP to provide our employees and eligible dependents a fully insured vision program with a second pair rider option.
Cost: (employee contributions)
Funding Source: Group Health and Life Operational Budget Fund 661
Requested By: Kelly Cox
Approved By: City Manager’s Office
Attachments: Vision renewal 010126
VSP Client Application for the City of Broken Arrow
Recommendation:
recommend
Approve and execute necessary documents with VSP to provide fully insured services for employee vision benefits to be effective January 1, 2026
end